Investment

Our Client’s Needs Drive Our Investment Philosophy At the very tip of wealth building, what we think drives investments is what our clients need their wealth to accomplish. Finance professionals [...]

March 2020 is a bit of madness. March Madness is also the name given to National Collegiate Athletic Association Division 1 Men’s Basketball tournament in the United States. It is no surprise [...]

On March 26, 2020, the United States Labour Department announced that 3.28 million Americans applied for unemployment benefits for the first time the week before. This is a very large number. To [...]

The last month has been a crazy time for those of us who are invested in the equities market. The US market went up 10% in one day and then came down 12% on another. On the day when it came down [...]

One of the values that Providend help our clients with is to help them make sense of a very complicated world. The idea is that prospects or clients who subscribe in some ways to the mainstream [...]

In 2008, the year of the Great Financial Crisis, I wrote an article in July that year, that was published on The Business Times and it went like this: It was Monday (yes, just 2 days ago) and I [...]

Some clients may have come across advertisements of companies that are about to do an initial public offering in the newspapers or certain bulletin boards. The initial public offering is known as [...]

A year ago, at about this time, market watchers were generally pessimistic about 2019. After all, just a month ago on Christmas Eve of 2018, markets (represented by MSCI World Index) fell by [...]

The power of compounding is a concept I came across while in my final year of Undergraduate education. I started to play around with a few numbers to see how compounding works with money. [...]

We just concluded our last Retirement Weekend here at Providend. At this event, we explain the holistic considerations that many may not have considered when they are near retirement. One of the [...]

To get ready for your retirement, or your financial independence, you will need a recurring stream of cash flow. We often have clients seeking our help to evaluate certain financial products [...]

It has been eleven years since the Global Financial Crisis (GFC) in 2008. This event has changed the economy of the world, the mindset of investors and the investment philosophy of Providend [...]

Many skeptics, especially people who have never invested before, regard investing as another form of gambling. Even though there’s a thin line between the two, they are two vastly different [...]

Many years ago, a foreigner made a joke about our army in front of me. He said our army is like boy scouts, only good for marching during National Day Parade because unlike other armies, we have [...]

Last week, we introduced the Personal Wealth Equation to you. And if you still remember, on the investment side of the equation, there is really no need to constantly guess where the markets are [...]

Building wealth requires understanding what matters and, at the same time, recognizing what you can control. The intersection of and distinctions between these two concepts are important to [...]

Over the years, investing has been compared to riding the waves or being on a roller coaster ride. However, at Providend, we believe that investing is more like gardening. As long as we stay [...]

Active investing can stimulate a rush of dopamine, a neurotransmitter associated with excitement and, potentially, with addiction. Akin to gambling, active investing gives investors a thrill. The [...]

Do you know of any magic indicator that can always successfully point out the next market crash? If not, does that mean that all these economic indicators are useless? Well, we don’t think [...]

The market has fallen for the first time in 2019! But fret not. This video was recorded only yesterday and by today, the market has gone up again- further proving the point that it is almost [...]

All investors want to have successful investment experience. This is why many try to time the market in order to get the most out of their investment. However, this takes a lot of knowledge, time [...]

Many investors are too fixated on picking the right stocks at the right time. Instead, they should be fixated on their total return after all fees. Watch this video as Vincent Tey, Head of [...]

People always tell me that the financial services industry is an exciting industry to be in. Every day, either in the papers, on TV, radio or on social media, analysts will predict what will [...]

Many textbooks have defined investing as the act of committing money or capital to an endeavour with the expectation of obtaining an additional income or profit. Indeed, so much emphasis has been [...]

On 22nd December last year, I invested the monies in my SRS account into one of the investment portfolios that my company manages. About one month later on the 19th January, I went to check on [...]

Many investors enjoy predicting when the next stock market crash is going to occur. So anything that can apparently predict such a crash is often sought after by investors—much like adventurers [...]

I want to address a phenomenon that’s quite common in investing which is the emotional roller coaster ride we go through when we trade stocks. Some of us have sworn off buying and selling [...]

As a financial advisory firm who has weathered several crises and most notably the 2008 Global Financial Crisis (GFC), we have learnt that while we cannot predict how high the markets will go or [...]

”Surely we are due a crash soon?” asks just about everyone I meet with. That’s a question that is impossible for me – or anyone – to answer. After all, it’s the 10 year anniversary of [...]

We typically depend on research and data to do many things in the modern world, from medicine to engineering. Why should it be any different for investing? Using funds that are backed by research [...]