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			<title>Before You Rush Into LRIS, Understand How CPF Really Works</title>
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			<title>Rotational Frenzy With a Geopolitical Finish: February 2026 Market Review</title>
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			<title>When Knowing Too Much Makes You Poorer: A Lesson from The Ritz</title>
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			<title>Ikigai Decisions in Wealth Management</title>
			<pubDate><![CDATA[Tue, 17 Mar 2026 01:21:44 +0000]]></pubDate>
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			<title>Investing in Bonds – The Basics</title>
			<pubDate><![CDATA[Mon, 23 Mar 2026 06:41:29 +0000]]></pubDate>
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			<title>Avoid These Mistakes in Equity Investing</title>
			<pubDate><![CDATA[Mon, 23 Mar 2026 02:26:19 +0000]]></pubDate>
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			<title>Should Gen Z Rent or Buy Their First Home in Singapore? (S5E10)</title>
			<pubDate><![CDATA[Fri, 20 Mar 2026 00:55:40 +0000]]></pubDate>
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			<guid><![CDATA[https://25mar.providend.com/ikigai-insider-change-and-growth/]]></guid>
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			<title>Ikigai Insider: Embracing Change and Growth (S5E09)</title>
			<pubDate><![CDATA[Fri, 13 Mar 2026 07:57:27 +0000]]></pubDate>
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			<guid><![CDATA[https://25mar.providend.com/why-recent-market-outperformance-does-not-replace-the-need-for-global-diversification/]]></guid>
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			<title>Why Recent Market Outperformance Does Not Replace the Need for Global Diversification</title>
			<pubDate><![CDATA[Wed, 11 Mar 2026 01:38:23 +0000]]></pubDate>
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			<guid><![CDATA[https://25mar.providend.com/silent-risks-legacy-planning-divorce-bankruptcy-beneficiaries/]]></guid>
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			<title>Silent Risks in Legacy Planning: Divorce, Bankruptcy &#038; Beneficiary Issues (S5E08)</title>
			<pubDate><![CDATA[Fri, 06 Mar 2026 00:43:46 +0000]]></pubDate>
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			<pubDate><![CDATA[Wed, 25 Feb 2026 02:55:03 +0000]]></pubDate>
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			<title>Episode 3: Starting Your Own Wealth Plan</title>
			<pubDate><![CDATA[Wed, 25 Feb 2026 02:55:01 +0000]]></pubDate>
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			<title>Joyce Chng</title>
			<pubDate><![CDATA[Thu, 05 Mar 2026 00:24:26 +0000]]></pubDate>
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			<guid><![CDATA[https://25mar.providend.com/7-key-questions-grow-wealth-efficient-planning-investing/]]></guid>
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			<title>7 Key Questions to Grow Wealth Through Efficient Planning and Investing</title>
			<pubDate><![CDATA[Mon, 02 Mar 2026 01:47:48 +0000]]></pubDate>
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			<title>Why Do Investors Turn to Gold? Is Gold a Good Investment?</title>
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			<title>Gold Revisited: Is It a Solid Long-Term Investment?</title>
			<pubDate><![CDATA[Mon, 02 Mar 2026 01:11:14 +0000]]></pubDate>
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			<title>Episode 4: Stocks or Properties, Which Should You Be Investing In?</title>
			<pubDate><![CDATA[Wed, 25 Feb 2026 02:55:01 +0000]]></pubDate>
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			<title>Episode 5: Simple Approach to Equity Investing</title>
			<pubDate><![CDATA[Wed, 25 Feb 2026 02:55:01 +0000]]></pubDate>
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			<guid><![CDATA[https://25mar.providend.com/venezuela-in-focus-political-developments-and-market-implications/]]></guid>
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			<title>Venezuela in Focus: Political Developments and Market Implications</title>
			<pubDate><![CDATA[Mon, 02 Mar 2026 02:18:56 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://25mar.providend.com/episode-6-how-to-decide-if-you-need-bonds-in-your-portfolio/]]></guid>
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			<title>Episode 6: How to Decide if You Need Bonds in Your Portfolio</title>
			<pubDate><![CDATA[Wed, 25 Feb 2026 02:54:58 +0000]]></pubDate>
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			<guid><![CDATA[https://25mar.providend.com/why-buy-term-and-invest-the-rest-is-not-the-whole-story/]]></guid>
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			<title>Why Buy Term and Invest the Rest Is Not the Whole Story</title>
			<pubDate><![CDATA[Wed, 25 Feb 2026 02:54:58 +0000]]></pubDate>
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			<guid><![CDATA[https://25mar.providend.com/episode-8-heres-why-your-ability-to-take-risks-depends-on-your-investment-horizon/]]></guid>
			<link><![CDATA[https://25mar.providend.com/episode-8-heres-why-your-ability-to-take-risks-depends-on-your-investment-horizon/]]></link>
			<title>Episode 8: Here&#8217;s Why Your Ability To Take Risks Depends On Your Investment Horizon</title>
			<pubDate><![CDATA[Wed, 25 Feb 2026 02:54:56 +0000]]></pubDate>
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			<guid><![CDATA[https://25mar.providend.com/episode-10-on-investment-linked-policies/]]></guid>
			<link><![CDATA[https://25mar.providend.com/episode-10-on-investment-linked-policies/]]></link>
			<title>Episode 10: On Investment-Linked Policies</title>
			<pubDate><![CDATA[Wed, 25 Feb 2026 02:54:54 +0000]]></pubDate>
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			<guid><![CDATA[https://25mar.providend.com/money-advice-for-my-younger-self/]]></guid>
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			<title>Money Advice for My Younger Self</title>
			<pubDate><![CDATA[Wed, 25 Feb 2026 02:54:53 +0000]]></pubDate>
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			<guid><![CDATA[https://25mar.providend.com/retire-well-in-a-high-interest-high-inflation-environment/]]></guid>
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			<title>Retire Well in a High Interest, High Inflation Environment</title>
			<pubDate><![CDATA[Wed, 25 Feb 2026 02:54:51 +0000]]></pubDate>
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			<guid><![CDATA[https://25mar.providend.com/a-year-in-transition-reflections-on-a-challenging-2022/]]></guid>
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			<title>A Year in Transition: Reflections on a Challenging 2022</title>
			<pubDate><![CDATA[Wed, 25 Feb 2026 02:54:51 +0000]]></pubDate>
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			<guid><![CDATA[https://25mar.providend.com/achieving-contentment-is-the-greatest-gain/]]></guid>
			<link><![CDATA[https://25mar.providend.com/achieving-contentment-is-the-greatest-gain/]]></link>
			<title>Achieving Contentment Is the Greatest Gain</title>
			<pubDate><![CDATA[Wed, 25 Feb 2026 02:54:47 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://25mar.providend.com/s2e4-amidst-the-banking-crisis-should-we-be-worried/]]></guid>
			<link><![CDATA[https://25mar.providend.com/s2e4-amidst-the-banking-crisis-should-we-be-worried/]]></link>
			<title>S2E4: Amidst the Banking Crisis, Should We Be Worried?</title>
			<pubDate><![CDATA[Wed, 25 Feb 2026 02:54:46 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://25mar.providend.com/s2e6-the-brain-behind-achieving-contentment-is-the-greatest-gain/]]></guid>
			<link><![CDATA[https://25mar.providend.com/s2e6-the-brain-behind-achieving-contentment-is-the-greatest-gain/]]></link>
			<title>S2E6: The Brain Behind – Achieving Contentment Is the Greatest Gain</title>
			<pubDate><![CDATA[Wed, 25 Feb 2026 02:54:46 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://25mar.providend.com/s2e7-the-way-providend-invests-for-our-clients/]]></guid>
			<link><![CDATA[https://25mar.providend.com/s2e7-the-way-providend-invests-for-our-clients/]]></link>
			<title>S2E7: The Way Providend Invests for Our Clients</title>
			<pubDate><![CDATA[Wed, 25 Feb 2026 02:54:45 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://25mar.providend.com/s2e8-our-pursuit-of-the-perfect-portfolio-for-long-term-investors/]]></guid>
			<link><![CDATA[https://25mar.providend.com/s2e8-our-pursuit-of-the-perfect-portfolio-for-long-term-investors/]]></link>
			<title>S2E8: Our Pursuit of the Perfect Portfolio for Long-Term Investors</title>
			<pubDate><![CDATA[Wed, 25 Feb 2026 02:54:45 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://25mar.providend.com/s2e9-the-mindset-of-a-diy-investor-who-achieved-fi-by-age-38-ft-investment-moats/]]></guid>
			<link><![CDATA[https://25mar.providend.com/s2e9-the-mindset-of-a-diy-investor-who-achieved-fi-by-age-38-ft-investment-moats/]]></link>
			<title>S2E9: The Mindset of a DIY Investor Who Achieved FI by Age 38 Ft. Investment Moats</title>
			<pubDate><![CDATA[Wed, 25 Feb 2026 02:54:45 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://25mar.providend.com/drawing-down-your-assets-vs-making-them-last-forever/]]></guid>
			<link><![CDATA[https://25mar.providend.com/drawing-down-your-assets-vs-making-them-last-forever/]]></link>
			<title>Drawing Down Your Assets vs Making Them Last Forever</title>
			<pubDate><![CDATA[Wed, 25 Feb 2026 02:54:45 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://25mar.providend.com/do-not-use-money-meant-to-fight-inflation-in-the-long-term-to-mitigate-inflation-now/]]></guid>
			<link><![CDATA[https://25mar.providend.com/do-not-use-money-meant-to-fight-inflation-in-the-long-term-to-mitigate-inflation-now/]]></link>
			<title>Do Not Use Money Meant to Fight Inflation in the Long Term to Mitigate Inflation Now</title>
			<pubDate><![CDATA[Wed, 25 Feb 2026 02:54:45 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://25mar.providend.com/s2e11-what-investors-need-to-know-about-private-equity/]]></guid>
			<link><![CDATA[https://25mar.providend.com/s2e11-what-investors-need-to-know-about-private-equity/]]></link>
			<title>S2E11: What Investors Need to Know About Private Equity</title>
			<pubDate><![CDATA[Wed, 25 Feb 2026 02:54:43 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://25mar.providend.com/do-equities-still-make-sense-when-interest-rates-are-so-high/]]></guid>
			<link><![CDATA[https://25mar.providend.com/do-equities-still-make-sense-when-interest-rates-are-so-high/]]></link>
			<title>Do Equities Still Make Sense When Interest Rates Are So High?</title>
			<pubDate><![CDATA[Wed, 25 Feb 2026 02:54:43 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://25mar.providend.com/s2e10-the-brain-behind-do-not-use-money-meant-to-fight-inflation-in-the-long-term-to-mitigate-inflation-now/]]></guid>
			<link><![CDATA[https://25mar.providend.com/s2e10-the-brain-behind-do-not-use-money-meant-to-fight-inflation-in-the-long-term-to-mitigate-inflation-now/]]></link>
			<title>S2E10: The Brain Behind – Do Not Use Money Meant to Fight Inflation in the Long Term to Mitigate Inflation Now</title>
			<pubDate><![CDATA[Wed, 25 Feb 2026 02:54:43 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://25mar.providend.com/s2e13-a-lawyers-perspective-is-wealth-advice-worth-paying-for-ft-lee-soo-chye-from-wee-swee-teow-llp/]]></guid>
			<link><![CDATA[https://25mar.providend.com/s2e13-a-lawyers-perspective-is-wealth-advice-worth-paying-for-ft-lee-soo-chye-from-wee-swee-teow-llp/]]></link>
			<title>S2E13: A Lawyer’s Perspective: Is Wealth Advice Worth Paying For Ft. Lee Soo Chye from Wee Swee Teow LLP</title>
			<pubDate><![CDATA[Wed, 25 Feb 2026 02:54:43 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://25mar.providend.com/active-investing-that-adds-value-to-the-client/]]></guid>
			<link><![CDATA[https://25mar.providend.com/active-investing-that-adds-value-to-the-client/]]></link>
			<title>Active Investing That Adds Value to the Client</title>
			<pubDate><![CDATA[Wed, 25 Feb 2026 02:54:42 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://25mar.providend.com/s2e18-fed-rate-hikes-growth-vs-value-ai-megatrends-how-should-you-invest-in-2h-2023/]]></guid>
			<link><![CDATA[https://25mar.providend.com/s2e18-fed-rate-hikes-growth-vs-value-ai-megatrends-how-should-you-invest-in-2h-2023/]]></link>
			<title>S2E18: Fed Rate Hikes, Growth vs Value, AI Megatrends: How Should You Invest in 2H 2023?</title>
			<pubDate><![CDATA[Wed, 25 Feb 2026 02:54:41 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://25mar.providend.com/how-should-property-fit-into-your-overall-investment-portfolio/]]></guid>
			<link><![CDATA[https://25mar.providend.com/how-should-property-fit-into-your-overall-investment-portfolio/]]></link>
			<title>How Should Property Fit Into Your Overall Investment Portfolio?</title>
			<pubDate><![CDATA[Wed, 25 Feb 2026 02:54:41 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://25mar.providend.com/heres-why-we-charge-a-higher-fee-than-robos/]]></guid>
			<link><![CDATA[https://25mar.providend.com/heres-why-we-charge-a-higher-fee-than-robos/]]></link>
			<title>Here’s Why We Charge a Higher Fee Than Robos</title>
			<pubDate><![CDATA[Wed, 25 Feb 2026 02:54:41 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://25mar.providend.com/s2e19-the-brain-behind-the-futility-of-the-active-versus-passive-debate/]]></guid>
			<link><![CDATA[https://25mar.providend.com/s2e19-the-brain-behind-the-futility-of-the-active-versus-passive-debate/]]></link>
			<title>S2E19: The Brain Behind – The Futility of the Active Versus Passive Debate</title>
			<pubDate><![CDATA[Wed, 25 Feb 2026 02:54:40 +0000]]></pubDate>
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			<guid><![CDATA[https://25mar.providend.com/s2e22-why-an-investment-expert-would-be-willing-to-pay-for-wealth-advice-ft-dr-wei-dai-from-dfa/]]></guid>
			<link><![CDATA[https://25mar.providend.com/s2e22-why-an-investment-expert-would-be-willing-to-pay-for-wealth-advice-ft-dr-wei-dai-from-dfa/]]></link>
			<title>S2E22: Why an Investment Expert Would Be Willing to Pay for Wealth Advice Ft. Dr Wei Dai from DFA</title>
			<pubDate><![CDATA[Wed, 25 Feb 2026 02:54:40 +0000]]></pubDate>
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			<guid><![CDATA[https://25mar.providend.com/why-a-robust-estimate-of-future-returns-is-important-for-investment-planning/]]></guid>
			<link><![CDATA[https://25mar.providend.com/why-a-robust-estimate-of-future-returns-is-important-for-investment-planning/]]></link>
			<title>Why a Robust Estimate of Future Returns Is Important for Investment Planning</title>
			<pubDate><![CDATA[Wed, 25 Feb 2026 02:54:39 +0000]]></pubDate>
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			<guid><![CDATA[https://25mar.providend.com/s2e27-why-providend-uses-the-ibbotsen-chen-model-in-our-planning-process/]]></guid>
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